Yes, annuity is in the scrabble dictionary

...and is worth 12 points by itself.

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Annuity Definition

noun

A contract or agreement by which one receives fixed payments on an investment for a lifetime or for a specified number of years.
from The American Heritage Dictionary of the English Language, 4th Edition
The annual payment of an allowance or income.
from The American Heritage Dictionary of the English Language, 4th Edition
The right to receive this payment or the obligation to make this payment.
from The American Heritage Dictionary of the English Language, 4th Edition
A sum of money payable yearly or at other regular intervals.
from Free Scrabble Dictionary
The right to receive an annuity.
from Free Scrabble Dictionary

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Top Words by points

Points

annuity

10

2 letter words with ANNUITY

Points

an

2

ya

5

ut

2

un

2

ti

2

ta

2

nu

2

na

2

it

2

in

2

ay

5

at

2

ai

2

3 letter words with ANNUITY

Points

nut

3

uni

3

uta

3

tun

3

tui

3

tin

3

tau

3

tan

3

ain

3

ait

3

nun

3

nit

3

nay

6

nan

3

ani

3

ant

3

inn

3

any

6

yin

6

4 letter words with ANNUITY

Points

yuan

7

unai

4

unit

4

aunt

4

tyin

7

tuna

4

tiyn

7

tiny

7

tian

4

tain

4

anti

4

ayin

7

5 letter words with ANNUITY

Points

tinny

8

tunny

8

unity

8

aunty

8

7 letter words with ANNUITY

Points

annuity

10

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