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Yes, chat is in the scrabble dictionary

...and is worth 9 points by itself.

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Chat Definition

noun

An informal, light conversation.
Any of several birds known for their chattering call, as of the genera Saxicola or Icteria.
Computer Science A synchronous exchange of remarks over a computer network.
Idle small talk .
Light informal or familiar talk.

phrasal-verb

Chat up To engage (someone) in light, casual talk: "He would be . . . chatting up folks from Kansas” ( Vanity Fair).

verb-intransitive

Computer Science To participate in a synchronous exchange of remarks with one or more people over a computer network.
To converse in an easy, familiar manner; talk lightly and casually.

verb

To talk in an informal or familiar manner.
To take part in an online discussion in a chat room.
To talk to.
To talk lightly, glibly, or flirtatiously with .
Talk in a friendly and informal way.

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Here are some other words you could make with the letters CHAT

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Top Words by points

Points
cath

9

2 letter words with CHAT

Points

ah

5

at

2

ha

5

ta

2

3 letter words with CHAT

Points

act

5

cat

5

hat

6

4 letter words with CHAT

Points

cath

9

chat

9

tach

9

Found 10 words in 0.1288 seconds