Yes, copay is in the scrabble dictionary

...and is worth 13 points by itself.

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Copay Definition

noun

A copayment.
from The American Heritage Dictionary of the English Language, 4th Edition

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Top Words by points

Points

copay

12

2 letter words with COPAY

Points

yo

5

ya

5

po

4

pa

4

op

4

oy

5

ay

5

3 letter words with COPAY

Points

oca

5

yap

8

pya

8

pay

8

pac

7

opa

5

coy

8

cop

7

cay

8

cap

7

apo

5

4 letter words with COPAY

Points

copy

11

capo

8

pacy

11

5 letter words with COPAY

Points

copay

12

Found 22 words in 0.13458 seconds