Yes, creds is in the scrabble dictionary

...and is worth 9 points by itself.

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Creds Definition

noun

Plural form of cred.
from the English-language Wiktionary

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Top Words by points

Points

creds

8

2 letter words with CREDS

Points

de

3

ed

3

er

2

es

2

re

2

3 letter words with CREDS

Points

eds

4

ers

3

rec

5

red

4

res

3

sec

5

ser

3

4 letter words with CREDS

Points

cred

7

recs

6

reds

5

5 letter words with CREDS

Points

creds

8

Found 16 words in 0.13321 seconds