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Yes, incur is in the scrabble dictionary

...and is worth 10 points by itself.

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Incur Definition

verb-transitive

To acquire or come into (something usually undesirable); sustain: incurred substantial losses during the stock market crash.
from The American Heritage Dictionary of the English Language, 4th Edition

verb

To become or to bring down upon oneself .
from Free Scrabble Dictionary

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Top Words by points

Points
incur

7

2 letter words with INCUR

Points

in

2

nu

2

un

2

3 letter words with INCUR

Points

cru

5

cur

5

rin

3

run

3

uni

3

urn

3

4 letter words with INCUR

Points

curn

6

ruin

4

unci

6

uric

6

5 letter words with INCUR

Points

incur

7

runic

7

Found 15 words in 0.18886 seconds