Yes, loans is in the scrabble dictionary

...and is worth 7 points by itself.

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Loans Definition

noun

Plural form of loan.
from the English-language Wiktionary

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Top Words by points

Points

loans

5

2 letter words with LOANS

Points

an

2

as

2

la

2

lo

2

so

2

na

2

no

2

al

2

on

2

os

2

3 letter words with LOANS

Points

nos

3

son

3

sol

3

san

3

sal

3

ons

3

las

3

als

3

4 letter words with LOANS

Points

naos

4

loan

4

also

4

sola

4

5 letter words with LOANS

Points

loans

5

salon

5

solan

5

Found 25 words in 0.13959 seconds