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Yes, repay is in the scrabble dictionary

...and is worth 10 points by itself.

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Repay Definition

verb-transitive

To give back, either in return or in compensation: repay kindness with kindness.
from The American Heritage Dictionary of the English Language, 4th Edition
To make a return or compensation for: a company that repays hard work with bonuses.
from The American Heritage Dictionary of the English Language, 4th Edition
To make or do in return: repay a call.
from The American Heritage Dictionary of the English Language, 4th Edition
To pay back: repaid a debt.
from The American Heritage Dictionary of the English Language, 4th Edition

verb-intransitive

To make repayment or requital.
from The American Heritage Dictionary of the English Language, 4th Edition

verb

To make requital for .
from Free Scrabble Dictionary
To make return payment or requital.
from Free Scrabble Dictionary
To make a return payment to .
from Free Scrabble Dictionary
To pay back .
from Free Scrabble Dictionary
To give or inflict in return or requital .
from Free Scrabble Dictionary

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Wildcard(?) letters appear in RED

Here are some other words you could make with the letters REPAY, you can also
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Top Words by points

Points
payer

10

2 letter words with REPAY

Points

ar

2

pe

4

pa

4

ye

5

ya

5

er

2

re

2

ae

2

ay

5

3 letter words with REPAY

Points

rap

5

ray

6

rep

5

rya

6

yap

8

rye

6

yar

6

pye

8

pya

8

pry

8

per

5

pea

5

pay

8

par

5

yea

6

era

3

ear

3

yep

8

aye

6

are

3

ape

5

4 letter words with REPAY

Points

reap

6

rape

6

yare

7

year

7

pyre

9

prey

9

pray

9

pear

6

pare

6

eyra

7

aper

6

aery

7

5 letter words with REPAY

Points

payer

10

repay

10

apery

10

Found 45 words in 0.1263 seconds